All you need to know about keeping your identity safe.
This section offers links to information about data breaches and identity theft and the impact they can have on individuals and organizations. The resources presented here can help you stay informed and be better equipped to protect your organization, customers, employees and key stakeholders.
Identity Theft - Organizations & Links
The FTC's website provides information on how affected organizations
should deal with a data breach, including how to notify individuals
whose data has been compromised and how to work with law enforcement.
The Secret Service investigates crimes associated with financial
institutions, and has a long history of protecting American consumers
and industries from financial fraud. It assists victims in contacting
relevant investigative and consumer protection agencies and works
with other federal, state and local law enforcement and reporting
agencies to identify perpetrators.
The Privacy Rights Clearinghouse (PRC) is a nonprofit consumer
and advocacy organization. The PRC site provides information on
how individuals can protect their privacy and maintains an extensive
chronology of data breaches reported since 2005.
The ICFE is a consumer-oriented, nonprofit, public education organization based in San Diego that helps people of all ages improve their spending, increase their savings and use credit more wisely. The organization also has a certification program for identity theft risk management specialists. ID Experts personal recovery experts are ICFE-certified.
The Ponemon Institute surveys document the high costs that result when companies in the United Kingdom and United States lose customer data.
The National Conferences of State Legislatures' website contains
information on state security breach notification laws, recommended
practices on notice of security breaches and general resources
on state and federal laws that address policies and strategies
for combating identity theft.
ID Theft - white papers, research reports & legislation
The Ponemon
Institute, April 2008
New 2008 study on how response to a data breach
impacts customer views and opinions that in turn effects retention
and churn.
The Ponemon
Institute
The Ponemon Institute surveys document the high costs that result
when companies in the United Kingdom and United States lose customer
data.
The Ponemon
Institute, August 2005
This survey addresses the notification practices of U.S.–based
business and government organizations when a data security breach
occurs and personal information is either lost or stolen. In accordance
with state laws, organizations are required to notify victims of
a breach in a timely fashion.
The federal financial institution regulatory agencies and the
Federal Trade Commission have released final rules on identity
theft "red flags" and address discrepancies.
The President's Identity
Theft Task Force, April 2007
CyberSource, 2008
Managing online fraud continues to be a significant and growing
cost for merchants of all sizes. Total losses from online payment
fraud in the U.S. and Canada have steadily increased as eCommerce
continues to grow. The online fraud study analyzes benchmark data
and practices.
The Better Business Bureau (BBB) and the American
National Standards Institute (ANSI), January 2008
BBB and ANSI have teamed up to create a "one stop shopping" resource
that would help arm businesses and other organizations with the
tools they need to combat ID theft and fraud and protect consumers
– and themselves – from the risks associated with these crimes.